Karen Wood

Karen Wood

Junior Loan Officer


NMLS ID# 1391130

13615 Kluge Rd Ste 100 Rm 203 & 204, Cypress, TX 77429 | Branch NMLS# 2066282

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About Me
Hi There! Thanks for the opportunity to assist with your mortgage financing needs. With over 20 years in the industry in various production and operations roles, I have a solid working knowledge of a wide variety of loan programs, an understanding of the ebb and flow of underwriting guidelines, and if I don’t know the answer off hand I know how to find it. I fell into the industry many years ago as a fluke and found that I had a natural flair for the work. The love of helping a family get into their first home, or an empty nester on fixed income be able to refinance to afford a better lifestyle, came later as I began to get more comfortable with navigating the complexity of each individual transaction. At the end of the day, helping folks get and stay in their homes is what’s kept me in the business so long- despite the myriad of constant guideline and regulatory changes over the years. My dedication to helping clients understand the mortgage process and the reason we do the things the way we do is what helps folks feel confident at that closing table. All questions are valid and no concern is too minor. I understand that knowledge brings comfort and confident decision making. If a part of the process is confusing or unclear, we’ll talk through it. With this practice, I strive to retain long term client relationships- people whose names and kids I can remember as their homes grow with their families; people who can call me a year after closing to ask a question about their escrow analysis and I know exactly who they are. A 35+ year transplant of Houston, I live in Tomball with my two kiddos, and three dogs. I enjoy travel, music, art, good food, good company, and good conversation. If we are a good fit, I look forward to working with you!
Income: ¦ Most recent 30 days paystubs ¦ Most recent two years W2’s/ 1099’s/ K1’s (as applicable ¦ If you are self-employed: ¦ Most recent two years personal income tax returns, ALL PAGES and schedules ¦ Most recent two years corporate income tax returns, ALL PAGES and schedules ¦ YTD Profit & Loss statement Assets: ¦ Most recent two months bank statements, ALL PAGES, for all asset accounts Miscellaneous: ¦ For any real estate owned: Most recent mortgage statement, Most recent HOA statement (if applicable), and most recent insurance bill if non-escrowed ¦ If you receive or pay child support or alimony: final court orders, ALL PAGES ¦ Clear copy of valid, government issued photo ID ¦ Front and back of Resident Alien card, if applicable

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs as well as act as a financial counselor to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!

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